
Hurricane risk varies by basin, forecast, location, and storm. Use official emergency guidance first, then review the home’s water, power, documentation, and access plan.
Storm damage can combine wind, floodwater, power loss, delayed access, and contaminated materials. The response depends on safety, water type, building condition, and local resources.
Review Your Supplies
Mold-Specific Emergency Kit
In addition to standard hurricane supplies, have ready:
- Plastic sheeting and tarps
- Duct tape
- N-95 masks (multiple)
- Rubber gloves
- Safety goggles
- Wet/dry vacuum (useful if you have generator)
- Fans (battery-operated or for generator)
- Buckets and mops
- Material-appropriate cleaning supplies and labels; never mix household chemicals
- Hygrometer
- Flashlights with extra batteries
Generator Considerations
If you have a generator:
- NEVER run inside—carbon monoxide kills
- Can power dehumidifiers and fans
- Have fuel stored safely
- Know how to safely connect
Home Hardening
Before Any Storm
- Clear gutters and downspouts if safe and permitted
- Check roof, openings, and drainage from the ground or with qualified help
- Photograph the pre-storm condition and keep important documents accessible
When a Storm Is Coming
- Photograph home condition for insurance
- Move valuables to locations protected from likely water paths when safe
- Elevate belongings only when doing so does not create a lifting or electrical hazard
During the Storm
- Stay in safe location
- Monitor for water intrusion if safe
- Don't go outside until storm passes
- Keep charged phone for documentation
- Stay away from windows
Post-Storm: Critical First Steps
Safety
- Wait for all-clear from authorities
- Watch for downed power lines
- Check for gas leaks
- Inspect for structural damage before entering
- Don't wade through standing water
The 48-Hour Clock
Prompt documentation, source control, and drying matter, but a clock does not establish a mold-growth cutoff or guarantee an outcome.
- Document damage when safe and before moving materials
- Stop or limit water entry if authorities and conditions allow
- Use appropriate drying and ventilation only after electrical, structural, and contamination hazards are assessed
What to Remove Immediately
These items won't dry fast enough to prevent mold:
- Carpet padding
- Wet insulation
- Saturated drywall or other porous materials may need removal based on the water source, height, damage, access, and containment plan; do not use a universal cut line
- Wet ceiling tiles
- Paper, cardboard
- Heavily soaked upholstery
Without Power
If electricity is out:
- Do not enter or ventilate until authorities and a qualified person say it is safe
- Use generators outdoors and away from openings; prevent carbon-monoxide exposure
- Document and remove wet materials only when electrical, structural, and contamination risks are controlled
Contaminated Flood Water
Storm surge and floodwater may contain sewage, chemicals, fuel, debris, and other contaminants; treat the water source as uncertain unless verified.
- Sewage
- Chemicals
- Fuel
- Debris
This contamination means:
- Porous items exposed to contaminated water may need disposal; a qualified response should account for the material, contamination, access, and local guidance
- Hard surfaces need thorough disinfection
- Personal protective equipment essential
- Professional cleanup strongly recommended
Insurance
- Report damage immediately
- Document everything with photos/video
- Keep receipts for all emergency purchases
- Don't delay drying for insurance adjuster
- Save samples of damaged materials
- Note: Standard homeowner's insurance usually doesn't cover flood damage
When to Call Professionals
Seek professional help for:
- Large-scale flooding
- Contaminated water
- Unable to control the source or dry affected materials appropriately, or uncertainty about concealed moisture
- Visible growth, persistent moisture, contaminated water, or a scope that cannot be safely contained
- HVAC system was submerged
- Structural concerns
Be Ready Now
Preserve the Timeline
Keep the forecast or advisory, photographs, water source, entry date, utility status, mitigation steps, receipts, and communications together. Separate what you observed from what a contractor concluded. This record helps insurers, landlords, and restoration professionals understand what happened without turning a photo or test into a safety certificate.
Re-enter and Dry in the Right Order
Follow emergency officials on re-entry, electrical hazards, gas, structural damage, and contaminated water. Once the area is safe, stop the source, protect clean areas, document conditions, and define the drying or removal scope. Do not run fans or HVAC through contaminated spaces or enter standing water to retrieve belongings.
- Treat floodwater and sewage as higher-risk conditions
- Keep children, pets, and people with respiratory conditions out of active work zones
- Ask for a written scope when materials are hidden, structural, or connected to HVAC
- Do not treat 48 hours, a visual check, or an air result as a universal clearance
Sources and Further Reading
For current moisture and mold guidance, see EPA's A Brief Guide to Mold, Moisture, and Your Home.