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South Carolina mold laws and tenant rights

South Carolina Mold Laws and Tenant Rights

Everything you need to know about mold regulations, tenant protections, and landlord responsibilities in South Carolina.

Last updated: 2026-02-13

Overview

South Carolina does not have specific mold legislation, leaving tenants with limited legal recourse when dealing with mold issues in rental properties. Neither the state nor federal government have established safety standards for mold growth in rental housing. However, the South Carolina Residential Landlord and Tenant Act (SC Code Title 27, Chapter 40) provides general habitability requirements that may apply to severe mold situations. Multiple attempts to pass the "Healthy Rental Housing Act" have been introduced in the state legislature but have not been enacted into law. [The Post and Courier - South Carolina's lack of mold laws leaves renters exposed]

What to Do Now

Most people come here because they need practical next steps quickly. Start here, then use the legal sections below for your state-specific rights.

  • Fix active leaks immediately and dry wet materials within 24 to 48 hours.
  • Document visible mold with photos, dates, and affected rooms before cleanup.
  • If you rent, send written notice and keep copies. Use the documentation guide to track everything.
  • Compare your options in the DIY vs professional guide before starting larger cleanup.
  • If symptoms are present, review when to seek medical care.

Tenant Rights

Right to Habitable Premises

Tenants have the right to a dwelling that complies with applicable building and housing codes materially affecting health and safety. The landlord must maintain the premises in a fit and habitable condition throughout the tenancy.

[South Carolina Code Section 27-40-440]

Right to Written Notice and Remedies for Noncompliance

If there is a material noncompliance by the landlord with the rental agreement or Section 27-40-440 materially affecting health and safety, tenants may deliver written notice specifying the breach. The rental agreement will terminate 14 days after receipt of notice if the breach is not remedied within that period.

[South Carolina Code Section 27-40-610 - Noncompliance by landlord in general]

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Landlord Responsibilities

Maintain Premises in Habitable Condition

Landlords must make all repairs and do whatever is reasonably necessary to put and keep the premises in a fit and habitable condition. This includes maintaining the structural integrity of the property and addressing conditions that may affect tenant health and safety.

[South Carolina Code Section 27-40-440]

Comply with Building and Housing Codes

Landlords must comply with the requirements of applicable building and housing codes materially affecting health and safety. "Building and housing codes" includes any law, ordinance, or governmental regulation concerning fitness for habitation.

[South Carolina Code Section 27-40-440 and Section 27-40-210]

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Remedies Available to Tenants

Rent Withholding

Not Available: South Carolina does not permit general rent withholding for habitability issues including mold. The only exception is for failure to provide essential services (running water, hot water, heat, electricity). In that case, tenants may procure reasonable amounts of the required services and deduct the actual cost from rent, but they cannot simply withhold rent. For mold and other habitability issues, tenants must pursue other remedies such as lease termination or legal action.

[South Carolina Code Section 27-40-630]

Repair and Deduct

Not Available: South Carolina explicitly prohibits tenants from making repairs and deducting the cost from rent. The law states that under no circumstances should Section 27-40-630 be interpreted to authorize the tenant to make repairs on the rental property and deduct the cost from rent. Any mechanic's lien arising from unauthorized tenant repairs is unenforceable. The only permitted deduction is for the cost of obtaining essential services (water, heat, electricity) when the landlord fails to provide them.

[South Carolina Code Section 27-40-630(c)]

Breaking a Lease Due to Mold

Tenants may terminate their lease if there is a material noncompliance by the landlord with the rental agreement or Section 27-40-440 that materially affects health and safety. The tenant must deliver written notice to the landlord specifying the breach and stating that the rental agreement will terminate not less than 14 days after receipt of notice if the breach is not remedied. If the landlord fails to remedy the issue within 14 days, the tenant may terminate the lease and the landlord must return the security deposit. The tenant cannot terminate for conditions caused by the tenant's own deliberate or negligent acts. [South Carolina Code Section 27-40-610]

Documentation and Escalation

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Mold Risk in South Carolina

Understanding South Carolina's unique climate and environmental factors helps explain why mold can be a significant concern in rental properties.

South Carolina's Humid Subtropical Climate

South Carolina has a humid subtropical climate with hot, humid summers and mild winters. The state receives 45-55 inches of rainfall annually, with coastal areas receiving even more. Summer humidity frequently exceeds 75%, particularly along the coast. Charleston and the Lowcountry experience year-round high humidity due to proximity to the Atlantic Ocean and coastal marshes.

High Southeastern Mold Risk

South Carolina ranks among the highest mold-risk states due to its humid climate and hurricane exposure. The Lowcountry region around Charleston faces particular challenges from tidal flooding, hurricane damage, and persistent humidity. The combination of heat, moisture, and frequent rainfall creates ideal year-round conditions for mold growth throughout the state.

Limited Mold Legislation

South Carolina has no specific mold legislation, leaving tenants with limited legal recourse. Multiple attempts to pass the "Healthy Rental Housing Act" have failed in the state legislature. Without specific mold laws, tenants must rely on general habitability requirements that may not adequately address mold issues.

Hurricane and Flooding Damage

South Carolina faces significant hurricane risk, with Charleston being particularly vulnerable. Hurricanes Hugo (1989), Matthew (2016), and Florence (2018) caused extensive flooding and subsequent mold damage. Coastal flooding from sea level rise and king tides adds to chronic moisture problems in Lowcountry housing.

Common Mold Types in South Carolina

South Carolina's Lowcountry region faces extreme mold challenges due to tidal flooding, hurricane damage, and persistent humidity often exceeding 80%. Charleston's historic housing stock and sea-level rise create chronic moisture problems.

Stachybotrys chartarum (Black Mold)

High Health Risk

Found in South Carolina homes with chronic water damage, especially in the Lowcountry. Thrives on water-soaked drywall and cellulose materials. Produces dangerous mycotoxins.

Aspergillus

Moderate Health Risk

Extremely common in South Carolina's humid coastal climate. Found in HVAC systems, bathrooms, and areas with poor ventilation. Can cause aspergillosis.

Cladosporium

Moderate Health Risk

Most prevalent airborne mold in South Carolina. Thrives year-round in humid conditions, particularly in Charleston and coastal areas. Major allergen.

Penicillium

Moderate Health Risk

Common in water-damaged South Carolina homes. Grows rapidly on wet materials including wallpaper and carpet. Causes respiratory symptoms.

Aureobasidium

Moderate Health Risk

Found on painted surfaces and window frames in humid South Carolina homes. Particularly common in coastal areas with salt air exposure.

Mold Professional Requirements in South Carolina

Pending Legislation

H. 5109: Mold Assessment and Remediation Certification

Status: Introduced Feb 5, 2026; referred to House Labor, Commerce and Industry

Would require certification for mold assessment and remediation providers, create a state oversight board, and establish training, insurance, ethics, and discipline requirements.

Why it matters: South Carolina does not currently require mold assessor or remediator certification. This bill would create statewide professional standards while the separate Healthy Rental Housing Act remains pending for tenant protections.

Last updated: 2026-02-13

Implied Warranty of Habitability

South Carolina's implied warranty of habitability is established under SC Code Section 27-40-440. Landlords must comply with applicable building and housing codes materially affecting health and safety, make all repairs necessary to keep the premises in a fit and habitable condition, keep common areas reasonably safe and clean, maintain all electrical, gas, plumbing, sanitary, heating, ventilating, and air conditioning systems in reasonably good and safe working order, and provide running water, hot water, and reasonable heat at all times. While mold is not explicitly mentioned, severe mold conditions may breach the landlord's duty to provide a safe and habitable living environment. [South Carolina Code Section 27-40-440 - Landlord to maintain premises]

Mold Disclosure Requirements

South Carolina does not have a specific mold disclosure requirement. Landlords must comply with the South Carolina Residential Landlord and Tenant Act’s habitability duties and with federal lead-based paint disclosure requirements for pre-1978 properties. [South Carolina Code Section 27-40-440]

Local Regulations

Some cities in South Carolina have additional mold regulations:

Local regulations are available with the Mold Toolkit

2 city-specific regulations

Major City Mold Guides

Start with a local guide, then review the full South Carolina mold law details.

Financial Assistance for Mold Remediation

These programs may help cover the costs of mold assessment and remediation for eligible residents in South Carolina.

SC State Housing Finance and Development Authority Programs

Provides various housing rehabilitation programs that may include mold remediation for qualifying low-income South Carolina homeowners.

Eligibility: South Carolina homeowners meeting income requirements (varies by program)

Coverage: Varies by program; may cover mold remediation as part of home rehabilitation

Phone: 803-896-9001Learn More →

USDA Section 504 Home Repair Program

Federal program providing loans and grants to very low-income rural homeowners for repairs including mold remediation. Covers much of rural South Carolina.

Eligibility: Very low-income homeowners in rural South Carolina areas

Coverage: Loans up to $40,000 at 1% interest; Grants up to $10,000 for elderly homeowners

Learn More →

FEMA Individual Assistance

Following federally declared disasters, FEMA provides grants for home repairs including mold remediation. South Carolina frequently receives disaster declarations for hurricanes.

Eligibility: South Carolina residents in declared disaster areas with uninsured or underinsured losses

Coverage: Varies by disaster declaration; covers necessary mold remediation from disaster damage

Phone: 1-800-621-3362Learn More →

University Extension Resources

These research-based resources from university extension programs provide reliable information on mold prevention and remediation.

Frequently Asked Questions

Does South Carolina have specific mold laws for rental properties?

No, South Carolina does not have specific mold legislation. Neither the state nor federal government have established safety standards for mold growth in rental housing. Multiple attempts to pass the "Healthy Rental Housing Act" have been introduced in the state legislature but have not been enacted. Tenants must rely on general habitability requirements under the South Carolina Residential Landlord and Tenant Act.

What are my rights as a tenant if there is mold in my rental in South Carolina?

While there are no specific mold laws, you have the right to a habitable dwelling under SC Code Section 27-40-440. If mold materially affects health and safety, you may: (1) give written notice to your landlord specifying the issue, (2) allow 14 days for the landlord to remedy the problem, (3) terminate your lease if the issue is not remedied, or (4) pursue legal action for damages. You cannot withhold rent or use repair-and-deduct for mold issues.

Can I withhold rent if my landlord refuses to fix a mold problem in South Carolina?

No. South Carolina does not permit rent withholding for habitability issues like mold. The only exception is for failure to provide essential services (running water, hot water, heat, electricity), where you may obtain the services and deduct the actual cost from rent. For mold problems, your remedies are to give written notice, terminate the lease after 14 days if not fixed, or pursue legal action.

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Official Resources

These official resources can help you understand your rights and take action: