
Common Causes and Warning Signs
HVAC mold results from moisture accumulation in the system combined with organic material (dust, debris) as a food source. Understanding mold growth conditions helps identify where problems originate.
Common Causes
- Condensation accumulating on cooling coils
- Dirty filters allowing dust buildup on wet surfaces
- High indoor humidity (above 60%)
- Leaky or uninsulated ductwork causing condensation
- Clogged drain pans or drain lines holding standing water
Warning Signs
- Musty or moldy odor when HVAC system runs
- Visible dark patches near supply or return vents
- Excessive dust or debris around vents
- Allergy or respiratory symptoms that worsen when indoors
- Water stains or corrosion around air handler unit
Inspection Checklist
Safe Cleanup for Small Areas
HVAC mold cleanup is limited for homeowners. While you can address accessible areas, internal duct and coil cleaning typically requires professionals. See our detailed HVAC remediation guide for more information.
Understand when professional intervention is necessary versus what you can safely handle yourself.
Prevention Tips
HVAC mold prevention combines proper humidity control with regular system maintenance.
- Keep indoor humidity between 30-50% (no higher than 60%)
- Replace filters every 1-3 months depending on usage and conditions
- Check condensate drain pans and lines monthly during cooling season
- Seal duct joints and insulate ducts in unconditioned spaces
- Schedule annual professional HVAC maintenance
- Consider UV lights in air handler to inhibit microbial growth
If you use a whole-house dehumidifier, ensure it drains properly and does not create additional moisture sources.
When to Call a Pro
HVAC mold almost always requires professional attention due to accessibility and the risk of spreading contamination. Use our DIY vs. Pro quiz for guidance.
- Any visible mold inside ductwork or air handler unit
- Persistent condensation on coils, ducts, or air handler
- Musty odor that continues after changing filters and cleaning vents
- Contamination visible at multiple supply or return vents
- Health symptoms that improve when away from home
Be cautious of duct cleaning scams. Not all situations require full duct cleaning. Use our contractor vetting guide to find reputable HVAC and mold remediation professionals.